Terms and Conditions
These terms govern your use of Quenarivolthos and our financial planning subscription services
Last Updated: August 26, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these terms and conditions. If you disagree with any part, please discontinue use immediately.
Service Description
Quenarivolthos provides monthly financial planning consultation services for $250 per month. Services include personalized consultations, ongoing support, and access to planning resources.
User Responsibilities
As a service user, you agree to:
- Provide accurate and complete information during consultations
- Attend scheduled appointments or provide reasonable notice for changes
- Use services solely for legitimate financial planning purposes
- Maintain confidentiality of login credentials and account access
- Notify us promptly of any changes affecting your financial situation
Prohibited Uses
You may not use our services to:
- Violate any local, state, or federal laws or regulations
- Transmit harmful, fraudulent, or misleading information
- Interfere with website security or functionality
- Access accounts or information not belonging to you
Intellectual Property
All content, trademarks, and intellectual property on this website remain the exclusive property of Quenarivolthos. Users may not reproduce, distribute, or create derivative works without written permission.
Payment Terms
Subscription fees are subject to the following terms:
- Monthly subscriptions are billed in advance at $250 per month including applicable taxes
- Payments are due on the same date each month from subscription start
- Failed payments may result in service suspension after 7 days notice
Cancellation and Refunds
Subscriptions may be cancelled with 30 days written notice. Refunds are not provided for partial months or unused services. All fees are final upon payment processing.
Limitation of Liability
Quenarivolthos's liability for any claim arising from our services is limited to the amount paid in the preceding 12 months. We are not liable for indirect, consequential, or punitive damages.
Dispute Resolution
Any disputes arising from these terms shall be resolved through the following process:
Arbitration
Disputes shall first be addressed through mediation, followed by binding arbitration under Malaysian Arbitration Act 2005 if necessary.
Alternative Dispute Resolution
Malaysian consumers may access the Financial Mediation Bureau for complaint resolution
FMB Platform: Financial Mediation Bureau Malaysia
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy for detailed information about data collection, use, and protection practices.
Termination
We reserve the right to terminate accounts for violation of these terms, non-payment, or other legitimate business reasons. Users may terminate subscriptions with proper notice as outlined above.
Governing Law
These terms are governed by Malaysian law and subject to the exclusive jurisdiction of Malaysian courts.
Changes to Terms
We may update these terms periodically. Material changes will be communicated through email or website notification at least 30 days before taking effect.
Severability
If any provision is deemed invalid or unenforceable, the remaining terms shall continue in full force and effect.
Entire Agreement
These terms constitute the complete agreement between parties and supersede all prior negotiations, representations, or agreements relating to the subject matter.
Contact Information
Questions about these terms? Contact us at info@quenarivolthos.com or +60 3 0544 6383
Email: contact@quenarivolthos.com
Phone: +60 3 0544 6383
Address: 161B Jalan Ampang, 50450 Kuala Lumpur, Malaysia